The Money Tweet “#MT”: “#mm #MoneyMonday “Everyone needs to have disposablecash / side money for those rare cases, to buy or invest in something they may want or need ”
Today’s post is about, having disposable cash, yes that side money. When I say have disposable cash, I don’t mean really money to waste or to just give away, but an enhanced saving technique called “Side Money“. Everyone should have some side money put away on a regular. Better yet a skill to help them gain some side money, quite separate from your day job, or regular income. The skill set is quite endless, as it results from just about basically anything simple. Just something simple that you can do that might work out once in a while, but if it gain much income you might as well consider it another job. Examples of side money tasks are: volunteering, babysit, washing dishes, running errands for someone (LAZY), help fix something that is easy for you for someone, sweep, plow snow, wash someone’s car, cook and the list goes on. It’s all based on your willingness and where the opportunities are.
Either way back on topic, everyone should work on ways to develop an easy and non-illegal way to gain some “Side Money / Disposable Cash” once in a while. It’s just a smart move and notion gaining side money to do small things or save for something such a mp3 player you have been eye-ing and said to yourself if you saw it for a certain price, you can impulse buy with the side money. It won’t harm you, because that is the definition and purpose of “Side Money / Disposable Cash. It’s the kind of money that can go away or get lost and it’s just a minor detail. (*note: if your side money builds up to a significant amount, and you have bills, or short comings else where, it’s a smart move to start over from scratch building the side money and use that alloted amount to those bills or untouchable savings account if you can’t find anything to do with that money, or even just invest it) Things side money may cover is wanted or needed, a date, a new shirt, new sneaker, a small gadget, a fix for your car, household, or even a donation.
So start today by thinking of skills and opportunities you can get on to earn some “Side Money / Disposable Cash.
PS: Remember you can alway add bits of creativity in your research or use practical ways and techniques such as: returning, plastic bottles and glasses, selling on eBay, yard sale, bake sale, or selling things to a pawn shop.
Thanks for tuning in to Money Monday “Remember to always get your money right.”
Richardo
PS: Subscribe today to get Money Monday posts straight to your email inbox with ease. It’s so easy to subscribe. Also you can follow us on twitter and see each post every Monday -> @rawmultimedia.
The Money Tweet “#MT”: “#mm #MoneyMonday ” Be on the safe side and get insurance, It will save money in the long run and just the best way to go #money #work #play”
Today’s post is about, being safe and get insurance. It’s always the best route to go being insured, whether its is for home, work or play. Although paying for insurance may cost money and we sometimes may whine about how costly it may be at times, but when it really matters it sure comes in handy.
Home: At home being insured is important whether it is health insurance or property insurance its smart to get it. You don’t want to have an incident happen such as a slip or fall and end up in the hospital with quite a tab to pay for a simple mistake. Even just a mere check up can cost an arm or a leg to some. Another incident or accident such as a natural disaster or malfunction of wiring can cost you your home or equipment. Be safe, smart and invest in some insurance. Research for some options today.
Work: At work we have also options for insurance. Best you get familiar with your work place offerings, whether part-time or full-time, if none is available, be sure you have your own as backup or work on getting into a job that can provide some proper insurance. Insure you car, your equipment and etc if you use these are business or money-making tools, for if they break, you don’t want to have to come out-of-pocket at some crazy amount to replace or fix something that could of being cover under warranty. My rule is usually if it cost over $100, get it insured or add warranty.
Play: For all my tech fans and gadget fans, I offer the same advise, that Ipod, IPhone, Blackberry, Xbox 360, ps3, d-slr camcorder or camera, do yourself the justice and throw on some insurance at least 1-3 years. You never know what might happen, that $30-$70 bucks can definitely save you from another $350 or more.
When I say get insurance, remember everyone needs are quite different, so find ones that suit you best and not a burden to your pocket. For high-priced equipment, motor vehicles and health insurance the price might be quite high, but think about the peace of mind it might save you knowing you are backed up. Do your research. And for all who don’t have insurance or simply can’t afford it, please be safe, very cautious and be smart.
Thanks for tuning in to Money Monday “Remember to always get your money right.”
Richardo
PS: Subscribe today to get Money Monday posts straight to your email inbox with ease. It’s so easy to subscribe. Also you can follow us on twitter and see each post every Monday -> @rawmultimedia.