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Money Monday #6 – Be Safe and Get Insurance for Home, Work and Play

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Welcome to another edition of #MM # Money Monday, your weekly guide to better money management and more.

Previous #MoneyMondays: #0 | #1 | #2 | #3 | #4 | #5 | #6

The Money Tweet “#MT”: “#mm #MoneyMonday ” Be on the safe side and get insurance, It will save money in the long run and just the best way to go #money #work #play”

Today’s post is about, being safe and get insurance.  It’s always the best route to go being insured, whether its is for home, work or play.  Although paying for insurance may cost money and we sometimes may whine about how costly it may be at times, but when it really matters it sure comes in handy.

Home: At home being insured is important whether it is health insurance or property insurance its smart to get it.  You don’t want to have an incident happen such as a slip or fall and end up in the hospital with quite a tab to pay for a simple mistake.  Even just a mere check up can cost an arm or a leg to some.  Another incident or accident such as a natural disaster or malfunction of wiring can cost you your home or equipment.  Be safe, smart and invest in some insurance.  Research for some options today.

Work: At work we have also options for insurance.  Best you get familiar with your work place offerings, whether part-time or full-time, if none is available, be sure you have your own as backup or work on getting into a job that can provide some proper insurance.  Insure you car, your equipment and etc if you use these are business or money-making tools, for if they break, you don’t want to have to come out-of-pocket at some crazy amount to replace or fix something that could of being cover under warranty.  My rule is usually if it cost over $100, get it insured or add warranty.

Play: For all my tech fans and gadget fans, I offer the same advise, that Ipod, IPhone, Blackberry, Xbox 360, ps3, d-slr camcorder or camera, do yourself the justice and throw on some insurance at least 1-3 years.  You never know what might happen, that $30-$70 bucks can definitely save you from another $350 or more.

When I say get insurance, remember everyone needs are quite different, so find ones that suit you best and not a burden to your pocket.  For high-priced equipment, motor vehicles and health insurance the price might be quite high, but think about the peace of mind it might save you knowing you are backed up.  Do your research. And for all who don’t have insurance or simply can’t afford it, please be safe, very cautious and be smart.

Thanks for tuning in to Money Monday
“Remember to always get your money right.”
Richardo

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Money Monday #4 – Make Your Money Smarter

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Money Bag in Blue

Welcome to another edition of #MM #Money Monday your weekly guide to better money management and more.

This week’s tip is about making your money smarter.

When I say make your money smarter, it’s just a tip to say, use your money towards smarter acts, such as classes to educate yourself or teach your self a skill that may result in a boost of income or salary. So if you job insist that if you learn say Microsoft word and excel to make you qualify for a better position and higher pay grade, it would be a reasonable investment to using your money for a smart reason. Now it has to be justified the cost of the training and that you are ready to make it happen. Don’t go using all your money for classes or training and not complete it or be left out there without backup funds in case of an emergency. So think, smart money and use it wisely.

Thanks For Reading
Remember to always get your money right.
Richardo

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Money Monday #3 – Simple Money Mistakes

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Welcome to another edition of Money Monday. Money Monday is brought to you by Blackberry Mobile Media.

Money Monday #3 – Simple Money Mistakes

The Money Tweet: “#mm #MoneyMonday “Watch out for Simple Money Mistakes” like dropping your money or leaving your money lying around. That shows neglect.”

A lot of people are not great handling their money, literally. How can you account for your money when you can find it or you left it on the bus in your seat or have it lying around the house on the floor or where ever. Don’t lose your money to these simple mistakes.

People be responsible and claim your money. Don’t lose your money before you even get a chance to touch it, spend it or save it.

3 Quick Techniques to Avoid Money Mistakes.
1. Get Paid, then BANK it. Direct Deposit is awesome for this method.
2. Have loose change, drop it a change box or pan, or convert to cash at your local bank or supermarket.
3. Invest in a good wallet or purse and create a method carrying money. Rules such as not carrying more than xyz amount at a single time, or minimum cash and your debit card, or not holding too much money in one single pocket.

Well following those simple rules or techniques shall help you handle your money so much better and help putting your money to good use.

Thanks for tuning in to another Money Monday.
Remember to always get your money right.
Richardo

Posted by Blackberry Mobile Media

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